Port Vila
CREDIT OFFICER
NATFIN FINANCE LTD • Full-time
Job Description
Responsibilities:
• Assessing loan applications thoroughly to ensure completeness and accuracy.
• Verifying authenticity of supporting documentation.
• Conducting due diligence on payslips and bank statements.
• Ensuring compliance with company Credit Risk policy and responsible lending practices.
• Analysing and assessing serviceability pass of loan applications in line with Credit Risk policy.
• Providing appropriate recommendations to Credit Manager for credit decisioning.
Organisation Description
Natfin Finance is a financial services company providing lending services to full-time civil servants, and private company employees who have a payment agreement in place with Natfin Finance.
Selection Criteria
Your credentials and characteristics should include:
• Minimum of three (3) years’ experience in a similar role with a financial institution.
• Proficient in the use of Microsoft Excel.
• Familiarity with risk management and credit policies.
• Strong analytical and credit assessment skills.
• Possess a strong work ethic with an unwavering focus on regulatory compliance and credibility.
• Trustworthy with a high level of integrity and ethical standards.
• Strong attention to detail and organisational skills.
• Disciplined time management and an ability to work independently under tight deadlines.
• Excellent written and verbal communication skills.
• Have a good command of English.
• Be highly motivated and prepared to work long hours when required.
• A team play who demonstrates the appropriate corporate image and actions at all times.
Requirements
- Your credentials and characteristics should include:
- Minimum of three (3) years’ experience in a similar role with a financial institution.
- Proficient in the use of Microsoft Excel.
- Familiarity with risk management and credit policies.
- Strong analytical and credit assessment skills.
- Possess a strong work ethic with an unwavering focus on regulatory compliance and credibility.
- Trustworthy with a high level of integrity and ethical standards.
- Strong attention to detail and organisational skills.
- Disciplined time management and an ability to work independently under tight deadlines.
- Excellent written and verbal communication skills.
- Have a good command of English.
- Be highly motivated and prepared to work long hours when required.
- A team play who demonstrates the appropriate corporate image and actions at all times.